- House
- Automobile Financing
Your car loan needs covered
Prices as little as
Enjoy incredibly competitive prices with great terms.
Complimentary Auto Buying Service
Our specialists will discover the vehicle you need at outstanding cost. Begin right right here.
Degree Up
Individuals may be eligible for a loan price reductions by simply making consecutive, on-time re payments.
New Car Loan
Flexible terms, as much as 125per cent funding
- New car loans interest rates as little as 3.14per cent APR
- As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
- Versatile terms as much as 84 months
- No prepayment charges
- Like a rate that is potential through LevelUp
Free user advantage: We’ll find your car or truck and negotiate a price that is great
Used Car Loan
Versatile choices to fit your requirements
- Car loan prices as little as 3.39per cent APR
- Affordable payment terms as much as 84 months on automobiles as much as a decade old, maximum 125,000 kilometers
- As much as 125 percent financing with Guaranteed car Protection and Mechanical Breakdown Protection
- Freedom which allows you to definitely purchase from a dealer, personal celebration, if not purchase a lease out
- Have a rate that is potential through LevelUp
Free user advantage: We’ll find your vehicle and negotiate a price that is great
Car Finance Refinancing
Save very well your vehicle re re payments or rate of interest
- Car finance refinancing prices only 3.14per cent APR
- Reduce your interest loan or rate terms to raised work for you
- Decrease your payment that is monthly and up money for any other costs
- Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
- Utilize the equity you’ve already established and borrow as much as 100per cent of your car’s Kelley Blue Book value
Car Loans Calculator
exactly How much automobile can we pay for?
Our markers of success
PROVIDER THAT BRINGS CUSTOMERS BACK
“I’m on my third Patelco car loan and I also would not start thinking about anyone that is trying. The client solutions is amazing!”
MORE OPPORTUNITIES TO GET MORE MEN
“I happened to be assisted with an auto loan and buy distribution. It had been the experience that is best – We never ever knew it existed.”
THERE THROUGH DOWNS AND UPS
“we desperately required a brand new vehicle, but had little cash to place straight down. Patelco never ever hesitated to aid me personally.”
Shop the means you would like
Free, concierge car-buying solution
Allow Patelco Auto Buying solution professionals get the vehicle you desire and negotiate a price that is great you.
Analysis & Shop with AutoSMART
utilize our AutoSMART solution to find, finance and shop your ca r all in one single spot.
You are invited to the automobile purchase
Join us for the future vehicle purchase February 15 – 17 and receive member pricing that is special.
Safeguard your r that is new >
Professional agents will discover you just the right insurance coverage and security solutions during the price that is best.
Comprehensive Car Insurance solutions 2
Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT
Assured Car Protection (GAP)
Mechanical Breakdown Protection (MBP)
Debt & Loan Protection
The AutoSMART links with this web page shall lead you to keep the Patelco Credit Union web site. Although Patelco works closely with numerous lovers, third-party internet web internet sites may provide a privacy that is different and standard of protection. Please consult the internet site’s online privacy policy for extra information. Patelco Credit Union will not legally express the operator for this web site or perhaps the Patelco user, if the two come into a deal. Our company is also maybe perhaps not legitimately accountable for supply, viewpoints, items, or solutions expressed or offered on the webpage you will be going to go to.
1. APR (Annual Portion Price). Automobile rates as little as 3.14% APR effective 1/1/2020; susceptible to change with no warning. Patelco provides a selection of base prices and discounts that be determined by facets such as for instance credit score, loan term, Patelco loan and account balances, system designation and automobile age. Lowest rate quoted includes 0.10per cent (10 Basis Points) Commitment domestic discount. Real rates are disclosed to approved applicants on paper ahead of loan consummation that will be because high as 11.89per cent APR. For more information on prices, terms and discounts that are available call 800.358.8228, visit patelco.org, or check out any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14% APR for 48 months.
2. Insurance coverage items are perhaps maybe not deposits of Patelco Credit Union and so are maybe maybe not insured by the NCUA. They’re not guaranteed in full by Patelco Credit Union and might be at the mercy of danger. Any insurance coverage needed as an ailment of a expansion of credit by Patelco Credit Union will not need to be purchased from Patelco Insurance solutions and can even be purchased from a representative or an insurance coverage business of this user’s option. Patelco Insurance solutions is just a subsidiary of Patelco Credit Union. Insurance coverage services and products made available from Patelco Insurance solutions, A california insurance company (License #0C97544). Any complaints can be filed aided by the Ca Department of Insurance, http://speedyloan.net/payday-loans-fl www.insurance.ca.gov .
3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price with a maximum loan term of 60 months. Present price shall differ considering credit history and terms. Funding for qualified Patelco Credit Union users. Provide legitimate just on Enterprise vehicle product Sales automobiles bought from 11/1/2018 – 12/31/2020. This offer is not coupled with some other offer apart from those placed in this ad.