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OS-HELP loan

OS-HELP can be A australian federal government loan scheme that can help eligible undergraduate students signed up for a Commonwealth supported destination at an Australian college undertake a number of their research offshore.

OS-HELP can be utilized for a variety of costs linked to the international research, such as for example airfares, accommodation along with other travel or research expenses. As a pupil, you may possibly get one loan that is OS-HELP a six-month research duration and you may access a complete of two OS-HELP loans over your daily life.

OS-HELP loans are administered through ECU on behalf of the Australian Government according towards the procedures set away below.

Eligibility

To qualify for A os-help loan, students must meet with the minimum eligibility demands put down by the Australian Government found on the learn Assist OS-HELP loans internet site.

More info on modifications into the OS-HELP eligibility needs for pupils evaluated and chosen for OS-HELP help can be bought at the above web site.

Loan amounts

It is possible to make an application for A os-help loan quantity that is significantly less than the maximum OS-HELP loan amount not more. To learn more, please go to the research Assist OS-HELP loans site: Exactly how much may I borrow?

Application procedure

You have to make an application for OS-HELP help through ECU. You have to submit A os-help application for the loan to ECU to become examined for OS-HELP help. Your OS-HELP application for the loan must range from the following supporting paperwork:

verification of ECU credit approval for the international research system

detailed information on the international research program (for example. dates, location, tasks involved, contact hours each week, confirmation of acceptance during the overseas college etc.)

You mustn’t have finished or discontinued your study that is overseas program enough time of one’s OS-HELP application. The pupil Hub may request information that is further you to be able to figure out your eligibility for OS-HELP help.

Application due dates

There is certainly currently no application that is OS-HELP at ECU and you’ll install and submit your OS-HELP application and supporting papers into the pupil Hub whenever you want.

Take note that ECU cannot choose pupils for OS-HELP help significantly more than six months before the beginning of the international research programs.

Application notification

You’re going to be notified by ECU, on paper, associated with upshot of your loan that is OS-HELP application 8 weeks from submitting your OS-HELP application.

Selection procedure

You shall be assessed by ECU to determine in the event that you meet the eligibility needs for OS-HELP support. If there are many students that are eligible for OS-HELP loans than capital available, pupils are going to be chosen for OS-HELP support according to scholastic merit.

Loan payment

You will need to if you are selected for OS-HELP assistance, before payment can be made:

be officially authorized to visit by ECU (via the ECU Travel Approval procedure) for the study that is overseas system

get back the debt that is OS-HELP type (this is supplied for you because of the pupil Hub if you’re chosen for OS-HELP help)

OS-HELP loan payments may be compensated for you as a solitary repayment by Electronic Funds Transfer (EFT) roughly 4 – 6 days following the above payment requirements have already been pleased.

You need to be certain to get access to other funds to pay for any initial upfront costs related to your international research system as delays in OS-HELP re re re payments can occur.

If you should be chosen for OS-HELP support you’re going to be supplied with an OS-HELP financial obligation verification kind and also the OS-HELP Statement of stipulations booklet. You have to check this out booklet before finishing your OS-HELP financial obligation verification type.

You may also download the OS-HELP ‘Statement of conditions and terms’ or get access to it through the Australian Government ‘Study Assist’ web site.

Repayment of OS-HELP debt

Your OS-HELP debt is roofed in your accumulated ASSISTANCE debt recorded because of the Australian Taxation workplace. You have to repay your accumulated debt that is HELP the taxation system as soon as your earnings is over the minimum limit for compulsory repayments.

As soon as your OS-HELP loan payment is designed to you, it is not remitted under any circumstances. You have to repay your debt that is OS-HELP if you don’t complete or undertake your international research.

Review and appeal procedure

If you should be perhaps not pleased with the end result of one’s OS-HELP loan application, you need to finish listed here actions:

Step one – Request analysis the decision that is original

Submit a written demand to scholar Hub Advisor, within ten trading days through the date of one’s initial OS-HELP loan notification page, for the application result become evaluated.

You ought to consist of any further supporting information with your review demand and you’ll be notified written down of this results of the review.

Action 2 – Further appeal

You may request an appeal, in writing, to the Manager, Student Hub within ten working days from the date of the letter advising you of online payday loans Alabama the results of the review if you’re perhaps not content with the results associated with the review

Your appeal will likely be completely evaluated because of the Manager, scholar Hub and also you shall be encouraged regarding the upshot of the appeal on paper

More info

The student Hub if you require further information about the OS-HELP loan and application process, please contact.